Do you need help with your finances? Do you need the money urgently? Do you need the funds to pay for an overdue utility bill or late rent? Is the money to take care of outstanding debt that you want to pay down? Or do you need to just erase some of the high medical bills that you have been carrying for years? Whatever the reason, help is only a click or phone call away. You are not the only one that experiences financial hardship. From time to time, other people in New Mexico and across the nation do. You can borrow a title loan using your vehicle as the security for the loan, even if you have bad credit or no credit. The approval process is speedy, faster than loans offered at traditional banks. Get a no-hassle loan that you get to pay off in 30 days or speak with a representative to set your terms. Your vehicle can get you fast cash as early as today or tomorrow.
The city of Grants is small and has a population of 9,241. It is number 24 on the list of largest communities located in the state of New Mexico. Public transportation is not available in the city and as a result, the residents have to commute using their own vehicles. Most residents have full ownership of their vehicles for that reason. The main language is English, but other languages spoken include Navajo, Spanish and Native American. Learn more about Grants from the official city website.
Department of Motor Vehicle
Address: 1016 Nimitz Dr, Grants, NM 87020
Laws Related to Title Loans
Title loans are legal in the state of New Mexico and the maximum amount that you can obtain is $2,500. New Mexico title loan law is governed by the Small Loan Act, Statute 58-15-1. The law allows the borrower not to be charged any penalty for early loan repayment.
Department of Police
Address: 105 Roosevelt Ave, Grants, NM 87020
Consumers in Grants, New Mexico and in cities across the nation do experience a violation of their consumer rights from time to time. It is important to note that there is help for you legally. You can contact the local department of police to file a complaint or the Office of the Attorney General where consumer rights violation complaints are accepted.
There are various benefits of obtaining a title loan, but the most important benefit to note is the speed at which you can get funding. This is especially important when you are in a dire or urgent financial situation. Next is the fact that title loan lenders do not check credit. Therefore, whether you have good or poor credit, you don’t have to hesitate in applying for a title loan. Other lenders put you through the ringer if you have not-so-good credit – even if you are using collateral to secure the loan. Title loan lenders don’t. Your credit is not the collateral. Your vehicle is.
What You Need
All you need to apply for a title loan are:
· Identification card or driver’s license
· Proof of income
· Original car title with no liens
Income can be paystubs if you work for an employer. If you are an independent contractor or self-employed person, you can submit your previous year tax returns. If you are retired, your social security benefits or retirement funds are sufficient. If you are disabled or injured, then your disability benefits or worker’s compensation benefits will do. For an unemployed person, unemployment benefits are accepted.
Once the lender approves your loan, the funds get to you very fast, whether by check or a direct deposit. You could literally see the money in your bank account within minutes or a few hours. The fact that you are using your vehicle as collateral will satisfy the prerequisites for a title loan. The form is simple to complete. Do yourself a favor, Apply and get a fast cash advance to solve your financial problems.